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An Act To Amend the Allowable Security Freeze Fees Charged by a Consumer Reporting Agency
Be it enacted by the People of the State of Maine as follows:
Sec. 1. 10 MRSA §1310, sub-§1, ¶A, as enacted by PL 2013, c. 228, §1, is amended to read:
 
A. A consumer may place a security freeze on the consumer's consumer report as follows.
 
(1) A consumer who has been the victim of identity theft may place a security freeze on the consumer's consumer report by making a request in writing by certified mail to a consumer reporting agency with a valid copy of a police report, investigative report or complaint the consumer has filed with a law enforcement agency about unlawful use of personal information by another person. In the case of a victim of identity theft, a consumer reporting agency may not charge a fee for placing, removing or suspending for a specific party or period of time a security freeze on a consumer report.
 
(2) A consumer who has not been the victim of identity theft may place a security freeze on the consumer's consumer report by making a request in writing by certified mail to a consumer reporting agency. A consumer reporting agency may charge a fee of no more than $10 $6 to a consumer for each security freeze, removal of a security freeze or temporary suspension of a security freeze for a period of time or for reissuing the same or a new personal identification number if the consumer fails to retain the original personal identification number provided by the agency under paragraph D. A consumer reporting agency may charge a fee of not more than $12 $8 for a temporary suspension of a security freeze for a specific party.
 
SUMMARY
This bill reduces by $4 the maximum fees that may be charged by a consumer reporting agency for placing, suspending or removing a security freeze on a consumer report.