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An Act To Conform Maine Law Regarding Insurer Privacy Notices to Federal Law
Be it enacted by the People of the State of Maine as follows:
Sec. 1. 24-A MRSA §2206, sub-§1, ¶¶B and C, as enacted by PL 1997, c. 677, §3 and affected by §5, are amended to read:
 
B. In the case of a policy renewal, if a change has been made in the regulated insurance entity's information practices, the notice must be provided no later than the policy renewal date, unless:
 
(1) Personal information is collected only from the policyholder or from public records; or
 
(2) A notice meeting the requirements of this section has been given within the previous 24 months.
 
C. In the case of a policy reinstatement or change in insurance benefits, if a change has been made in the regulated insurance entity's information practices, the notice must be provided no later than the time the request for reinstatement or change in benefits is received by the carrier, unless personal information is collected only from the policyholder or from public records.
 
SUMMARY
This bill removes the general requirement that an insurer provide written notice of its information practices on an annual basis or when a policy is reinstated or benefits are changed. This bill requires that the notices must be provided if a change is made in the insurer's information practices.