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An Act To Amend the Laws Governing Long-term Care Insurance
Be it enacted by the People of the State of Maine as follows:
Sec. 1.  24-A MRSA §5083, sub-§3, ¶C  is enacted to read:
 
C.  When an insurer has received all necessary written documentation and information identified in subsection 2 to support payment of a claim, the insurer may not delay or withhold payment of the claim by requiring that an insured or the insured's representative request payment of the claim by telephone as a prerequisite for releasing funds to pay the claim for benefits.
 
SUMMARY
This bill prohibits an insurer from delaying or withholding payment of a claim for long-term care insurance benefits by requiring that an insured or the insured's representative request payment of the claim by telephone as a prerequisite for releasing funds to pay the claim for benefits if the insurer has received all necessary written documentation and information to support payment of the claim.