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An Act To Protect Medical Payments Coverage for Consumers
Be it enacted by the People of the State of Maine as follows:
Sec. 1.  24-A MRSA §2910-A, sub-§4  is enacted to read:
 
4.  Coordination of benefits and assignment of medical payments coverage.     The following provisions apply to coordination of benefits and assignment of medical payments coverage in a casualty insurance policy.
 
A.  A carrier, as defined in section 4301-A, subsection 3, may not coordinate benefits against medical payments coverage in a casualty insurance policy and may not require medical payments coverage to be primary coverage over any health insurance policy.
 
B.  Medical payments coverage in a casualty insurance policy is assignable only by agreement between the insured and the casualty insurer. Benefits under medical payments coverage must be applied as directed by the insured.
 
C.  The insured has the right to submit a claim for medical expenses under medical payments coverage in a casualty insurance policy. The insured may also submit a claim for medical expenses under a health insurance policy, except that an insured is not entitled to duplicate payment from medical payments coverage and a health insurance policy for the same medical expense.
 
Effective 90 days following adjournment of the 129th Legislature, First Regular Session, unless otherwise indicated.