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An Act To Prevent Insurance Discrimination in Life, Long-term Care and Disability Income Insurance
Be it enacted by the People of the State of Maine as follows:
Sec. 1.  24-A MRSA §2159, sub-§7  is enacted to read:
 
7.  Discrimination prohibited; preexposure prophylaxis medication to prevent HIV infection.     Notwithstanding any provision of law to the contrary, an insurer authorized to do business in this State may not:
 
A.  Limit coverage or refuse to issue or renew coverage of an individual under a life, disability income or long-term care insurance policy due to the fact that the individual has been prescribed preexposure prophylaxis medication to prevent HIV infection;
 
B.  Consider the fact that an individual has been issued a prescription for preexposure prophylaxis medication to prevent HIV infection in determining the premium rate for coverage of that individual under a life, disability income or long-term care insurance policy; or
 
C.  Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price or any other condition of a life, disability income or long-term care insurance policy based solely and without any additional actuarial justification upon the fact that an individual has been issued a prescription for preexposure prophylaxis medication to prevent HIV infection.
 
Effective 90 days following adjournment of the 129th Legislature, Second Regular Session, unless otherwise indicated.